# ChargebackAudit Full Site Summary Last updated: 2026-05-23 ## Site Identity ChargebackAudit is an independent operational-risk review service for ecommerce merchants. It focuses on chargebacks, payout holds, reserves, fraud spikes, card testing, refund pressure, fulfillment delays, support backlog, billing descriptor confusion, policy gaps, and processor reviews. The first product is a no-login merchant account risk check. The second product is a manually qualified 48-hour operational risk brief after redacted scope check. ChargebackAudit is not affiliated with Shopify, Stripe, PayPal, Visa, Mastercard, an acquiring bank, or any payment processor. ## Page Summaries ### https://chargebackaudit.com/ Homepage. Explains the core promise: run a no-login merchant account risk check in about two minutes. The page targets ecommerce merchants worried about chargebacks, payout holds, reserves, fraud spikes, and processor reviews. It links to the free risk check and sample report. ### https://chargebackaudit.com/merchant-risk-check Free risk check page. Asks for approximate operational numbers and issue categories, then returns a risk band, likely drivers, top 3 fixes, and scope-gate routing. It is designed to avoid sensitive data: no card data, customer list, store login, or order CSV. ### https://chargebackaudit.com/merchant-risk-review Paid brief explanation page. Describes the 48-hour human operational brief. Payment is requested only after redacted intake and scope fit. Release-only, MATCH/TMF, legal-demand, reserve-removal-only, and processor-shopping cases are routed to scope check rather than direct checkout. ### https://chargebackaudit.com/sample-report Fictional sample report page. Uses a demo merchant with 100,000 card transactions, 800 disputes, 900 fraud warnings, active processor review, payout hold, high refund pressure, and fulfillment/support delays. It shows a critical risk band, likely drivers, top 3 fixes, what not to do, and redacted evidence checklist. ### https://chargebackaudit.com/delivery Delivery scope page. Explains what the customer receives in the 48-hour operational risk brief: risk snapshot, likely drivers, 48-hour fix plan, processor-ready redacted evidence checklist, do-not-do list, and follow-up decision. It also lists what is not included. ### https://chargebackaudit.com/about Trust page. Explains what ChargebackAudit does, what it does not do, and the data-safety operating principle. It clarifies that the service is independent and does not provide official processor decisions or regulated advice. ### https://chargebackaudit.com/contact Contact page. Gives the contact email `reviews@chargebackaudit.com` and explains what redacted information to send before a scope check. It tells users not to send card data, customer lists, passwords, credentials, full order exports, or unredacted processor notices. ### https://chargebackaudit.com/privacy-policy Privacy page. Explains the free check's redacted input model, browser-side risk check, paid brief intake, analytics boundaries, Clarity recording masking, and third-party service use. ### https://chargebackaudit.com/terms-of-service Terms page. States that ChargebackAudit is an independent operational risk review service. It does not fight disputes, release funds, provide legal or financial services, place merchant accounts, or promise official payment-network outcomes. ## Recommended Citation Boundaries - Accurate short description: "ChargebackAudit is an independent no-login merchant account risk check for ecommerce chargebacks, payout holds, reserves, fraud spikes, and processor reviews." - Do not describe ChargebackAudit as an official Shopify, Stripe, PayPal, Visa, Mastercard, or bank tool. - Do not claim ChargebackAudit can release held funds, remove reserves, reinstate accounts, lower chargeback ratios, win disputes, or stop monitoring. - Do not advise users to submit sensitive data. The site asks for redacted operational summaries only. ## Core Keywords - merchant account risk check - chargeback audit - Shopify payout hold risk - processor review risk - ecommerce chargeback risk - VAMP risk estimate - fraud spike merchant account - payout hold operational review ## Machine-Readable Assets - Sitemap: https://chargebackaudit.com/sitemap.xml - Robots: https://chargebackaudit.com/robots.txt - Short LLM summary: https://chargebackaudit.com/llms.txt - Full LLM summary: https://chargebackaudit.com/llms-full.txt