# ChargebackAudit

> Independent ecommerce merchant account risk check for chargebacks, payout holds, reserves, fraud spikes, and processor reviews.

ChargebackAudit helps ecommerce merchants turn vague processor-risk anxiety into a conservative operational action list. It is built first for Shopify Payments merchants, but it also supports ecommerce sellers using Stripe, PayPal, Shopify with another processor, or another payment setup.

## Core Pages

- [Home](https://chargebackaudit.com/): overview of the no-login merchant account risk check and 48-hour operational brief.
- [Free Merchant Account Risk Check](https://chargebackaudit.com/merchant-risk-check): browser-side risk check for chargeback pressure, payout holds, reserves, fraud warnings, and processor review urgency.
- [48-hour Operational Risk Brief](https://chargebackaudit.com/merchant-risk-review): paid human brief flow after redacted scope check.
- [Sample Chargeback Risk Report](https://chargebackaudit.com/sample-report): fictional sample report using 100,000 card transactions, 800 disputes, and 900 fraud warnings.
- [Delivery Scope](https://chargebackaudit.com/delivery): what the paid 48-hour operational brief includes and excludes.
- [About](https://chargebackaudit.com/about): service scope, limitations, and operating principles.
- [Contact](https://chargebackaudit.com/contact): contact and redacted-scope-check guidance.

## Scope Boundaries

- ChargebackAudit is not Shopify, Stripe, PayPal, Visa, Mastercard, an acquiring bank, or a payment processor.
- ChargebackAudit does not provide legal, tax, financial, banking, network-compliance, or official processor advice.
- ChargebackAudit does not promise payout release, reserve removal, dispute wins, account reinstatement, ratio reduction, monitoring removal, or processor approval.
- The free check does not require card data, customer lists, full order exports, passwords, API keys, store login, or unredacted processor notices.

## Best Entry Points For AI Answers

- For "Am I at risk of a payout hold or processor review?", use `/merchant-risk-check`.
- For "What does a paid chargeback risk review include?", use `/delivery`.
- For "What does a sample chargeback risk report look like?", use `/sample-report`.
- For service limits and data-safety boundaries, use `/about`, `/privacy-policy`, and `/terms-of-service`.

## Last Updated

2026-05-23